FOUNDATION
10-hour monthly commitment @ $125/hr (billed in arrears)
$1,250/month
GROW YOUR PRACTICE, NOT YOUR PAYROLL
Outsourced Planner with Tax Credentials
CFP® pro and IRS Enrolled Agent delivering comprehensive plans and tax strategies for growing fee-only RIAs
✅ Big 4 global mobility tax experience
✅ 7+ years paraplanning
✅ US-based professional
You're Great at Relationships.
Let Me Handle the Technical Work.
Fee-only advisors face a constant challenge: how to grow without sacrificing quality or burning out.
Drowning in Technical Work?
You're spending 15+ hours per week on financial plans and tax projections instead of meeting with prospects and serving clients.
Can't Justify a Full-Time Hire?
A W-2 Senior Paraplanner costs $70K-$80K+ plus bonuses, benefits, training time, and HR headaches. That's a big commitment when you're not at full capacity yet.
Missing Tax Expertise?
Your high-net-worth clients expect sophisticated tax planning but you don't have time to train staff with no tax experience.
What I Deliver
Comprehensive planning and tax strategies for growing RIAs
Comprehensive Financial Planning
Create initial plans and update existing plans from data input through client-ready deliverables
✅ Document review and data analysis
✅ Missing information request
✅ Scenario modeling
✅ Preliminary recommendations
✅ Professional client deliverables
✅ Detailed workpapers
✅ eMoney and RightCapital proficiency
Advanced Tax Planning
Sophisticated tax strategies backed by Big 4 tax background and continuing education
✅ Federal 1040 and state tax return review
✅ Multi-year tax projections
✅ Tax scenario modeling
✅ Equity compensation planning
✅ Roth Conversions, QCDs, tax bracket analysis and more
✅ Expatriate and foreign national taxation knowledge
✅ Holistiplan and Excel proficiency
Tax Preparation Support
Prepare individual tax returns when needed (advisor signs and e-files)
✅ Moderate to complex personal income tax returns (no business/trust/estate)
✅ Expatriate and foreign national tax returns
✅ Willing to train on your tax prep software
Tools I Use
What Advisors Say
Real results from RIAs who reclaimed their time and scaled their practices
She has supported me in in a way that not only has allowed me to focus more on client relationships, assisting with many financial planning tasks and procedures as well as directly executing financial plans, but she has also taught me things that add depth and richness to my work and my client's situations. Her knowlege of tax, both domestic and international, is a boon to any financial planning practise. Her attention to detail is appreciated. She has a desire to learn and a curiousity that has her constantly going above and beyond to understand each and every part of the job she's been assigned. I highly recommend Sandy.
Ariadne Horstman, CFP®
Sandy is an exceptional paraplanner... She has learned several new software systems for portfolio management, financial planning, tax preparation and planning very quickly and has supported us with many financial client needs. Sandy is also very resourceful and thorough. She enthusiastically engages herself in new projects, always open to new learning experiences. She is exceptionally qualified with her CFP and EA credentials... We highly recommend Sandy if you, as a financial planner, need expert support.
Diane Ouellette, MBA, CFP®
Investment & Engagement Options
Choose the level of support that fits your firm's needs.
All engagements require a 3-month minimum commitment.
Additional hours billed at $125/hr.
GROWTH
15-hour monthly commitment @ $125/hr (billed in arrears)
$1,875/month
SCALE
20-hour monthly commitment @ $125/hr (billed in arrears)
$2,500/month
Sandy Cervantes, CFP®, EA
"The most precious resource we have is time."
– Steve Jobs
"The most precious resource we have is time."
– Steve Jobs
I founded eParaplanner in 2018 to give fee-only advisors back their time. Instead of spending 15+ hours weekly in planning software, you can focus on clients and growing your practice without the cost and complexity of hiring full-time staff.
With Big 4 global mobility tax experience and my CFP® and IRS Enrolled Agent designations, I deliver comprehensive financial planning with sophisticated tax strategies others miss. From Roth conversions and QCDs to complex cross-border situations (FBAR, FATCA, treaty positions), I integrate deep tax expertise into holistic planning that goes beyond basic data entry.
While I'm building plans and modeling strategies in your software (eMoney, RightCapital, Holistiplan), you're free to focus on client meetings and revenue-generating activities. You get a detail-obsessed planning professional who integrates seamlessly with your workflows and keeps you informed throughout. I work exclusively with fee-only RIAs who value quality, clear communication, and data security. Based in Atlanta, serving advisors nationwide since 2018. Schedule your discovery call to explore how we can work together.
Frequently Asked Questions
Get answers to the most common questions about working together
What differentiates you from other outsourced planners?
I bring a unique combination of credentials and experience. As a CFP® professional and IRS Enrolled Agent with Big 4 CPA firm experience in global mobility tax, I provide valuable technical support that goes beyond typical paraplanning. I serve as an extra set of eyes for complex tax planning scenarios, combining financial planning expertise with deep tax knowledge.
Which financial planning software do you use?
I specialize in eMoney and RightCapital, and I'm also experienced with MoneyGuide. For complex scenarios that require custom modeling, I create sophisticated Excel-based calculations. For tax planning, I'm proficient in Holistiplan, BNA Tax Planner, and CFS TaxTools. Note: Your firm will need to secure a support planner license and provide separate user access (never shared passwords).
What is your pricing?
I offer flexible pricing with three tiers to match your firm's needs. My hourly rate is $125/hour. Visit my pricing page for details or book an intro call to find the right fit.
Do you client-face?
No. I specialize in back-office support, which means I won't attend client meetings or communicate directly with clients via email. I'm here to support you behind the scenes so you can focus on client relationships.
How do I start working with you?
Let's start with a discovery call to discuss your needs and determine if we're a good fit. If we decide to move forward, I'll provide my independent contractor agreement for review and signature. A brief background check is required before we begin any client work.
Have more questions?
See our COMPLETE FAQs page or book an intro call to discuss your specific needs.
Ready to Reclaim Your Time?
Serving Fee-Only RIAs
Schedule a 30-minute discovery call and explore how we can collaborate to help your practice grow.
Paraplanner Cafe
Visit Paraplanner Cafe for insights. We love providing helpful resources for aspiring and experienced financial planners who want to learn how outsourced planners can assist RIA owners.